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If you invest in the markets, the first two months of 2018 showcased the true rollercoaster nature of the Dow, Nasdaq, and S&P 500. After breaking record after record in 2017, the markets entered 2018 on a tear. However, February 2018 brought sharp drops as the markets officially entered correction territory.
The 2008 financial crisis that gripped America and impacted the entire global marketplace may be a decade back in the memory banks, but it is far from the forefront of many minds. As the stock market surges forward from 2017 into 2018, there are those who believe another 2008 financial meltdown (or correction, in the least) is brewing on the horizon.
The start of a new year on the calendar gives you a chance to get several things organized in your life. Some choose to clear out the clutter in their homes, improve their career prospects, or improve their overall health. For many, 2018 can bring a better financial outlook if they take smart steps to develop better habits with their money.
The dream of many Americans is to leave behind the day-to-day doldrums of life in America and find a new place to call home during retirement. Maybe it has always been your dream to spend your days relaxing on a beach, or you prefer to immerse yourself in a new culture in the Old World, retiring abroad is a goal that many strive to achieve.
Retirement is the goal for every working individual in America, but a comfortable retirement should also be a part of that goal. Unfortunately, each year there are millions of Americans that make mistakes entering retirement. Some of these are small and easily avoidable, while others require caution and attention to detail to avoid.
Some people assess their financial worth based upon the income they receive. Your worth is more about how you spend your money than how much you make. Yes, you could be making a lot of money right now, but if you are spending a lot of money, then you might not have a high net worth.
The new Trump Administration has been talking, since Inauguration Day, about the repeal and replacement of the current Affordable Care Act, inextricably linked to President Obama and known colloquially as Obamacare.
All investments come with some level of risk. When you entrust your money to the market, you risk losing all of it or accumulating very small gains if your funds are directed toward ultra-conservative risks with low, but guaranteed, growth over time. Assessing how much risk you can afford to take is an important part of investing, but how do you go about doing so?