Paul B. Miller

<p>Paul Miller spent the early part of his career in manufacturing, working with multinational firms that included Alcan Aluminum. A move to South Florida opened the door to a different line of work, and a stretch at a financial planning firm, building plans and selecting investments for clients, convinced him he had found the right fit. He founded Indian River Financial Group in 1991 as an independent Registered Investment Advisor and has worked in financial services since 1988.</p>
<p>Most of his week centers on planning, the part of the business he finds most rewarding. His investment approach rests on a thorough due diligence process that narrows the field to a curated group of investment strategists, whose work is then monitored on an ongoing basis to confirm they still meet the standards that earned them a place. Clients also gain access to supporting tools that many smaller firms cannot offer, among them cash management programs, securities-based lines of credit, and private equity.</p>
<p>His view of investing is a simple one. Markets generate returns over time, and the advisor's job is to manage the risks inside a portfolio and keep it aligned with what the investor set out to accomplish. He points to a moment early in his planning career, walking a client through a retirement projection, when the client looked at the numbers and decided on the spot to move forward. The long-term relationships that followed, and the milestones clients have reached along the way, are what continue to motivate him.</p>
<p>Born in Philadelphia and raised in Coral Gables from the age of one, Paul watched South Florida grow up around him before going on to attend the University of Miami. He and his wife, Marianne, have three children. Away from the office he reads widely in history, plays a musical instrument, and spends time on the water sailing and diving, drawn to the same South Florida waterways that gave the firm its name.</p>
<p><strong>Credentials and Affiliations</strong></p>
<ul>
<li>CERTIFIED FINANCIAL PLANNER® professional (CFP®), 1997</li>
<li>More than 35 years in financial services</li>
<li>Education: University of Miami, University of South Florida, and the College for Financial Planning</li>
<li>Past President and Chairman of the Financial Planning Association of Florida, and former Chair of its Government Relations Committee</li>
<li>Board of Directors, Financial Planning Association of Greater Fort Lauderdale, more than 15 years</li>
<li>Member, Boca Raton Chamber of Commerce</li>
</ul>